Renovation loans • FHA 203k & HomeStyle®
Renovation loans like FHA 203k and HomeStyle® Renovation let you buy (or refinance) a home and finance repairs, updates, or improvements in a single mortgage.
If you like to see the full strategy first, the Renovation Loans Guide walks through program types and timelines.
NMLS #277954. Renovation loan availability, project limits, and guidelines vary by program, lender, and property type. We’ll walk through options together before you make decisions.
A quick feel for monthly principal & interest based on your total loan amount (home + renovations). This is an estimate only.
Enter your numbers, then click “Estimate payment.”
Once you have a ballpark payment, we can tighten the numbers using actual bids and program guidelines.
Talk through your project with meCoaching insight
Renovation financing is designed for buyers and homeowners who want a structured way to pay for improvements.
Wrap repairs into the purchase instead of paying out of pocket later.
Refinance and finance major upgrades or additions in one new mortgage.
Invest in function, safety, and future resale value with a clear plan.
The Renovation Loans Guide walks through FHA 203k vs. HomeStyle®, timelines, and contractor requirements.
Read the Renovation Loans GuideQuick answers
A quick snapshot of questions that come up most often with FHA 203k and HomeStyle®.
FHA 203k is FHA-backed and typically owner-occupied focused; HomeStyle® is conventional and can have different flexibility depending on borrower and property eligibility.
Funds are held in escrow and released through a draw process as work is completed and verified.
We’ll compare programs side-by-side and map out the numbers before you commit.
Renovation loan programs, including FHA 203k and HomeStyle® Renovation, have specific eligibility and property/project requirements. Not a commitment to lend. All loans subject to credit, income, and collateral approval. All loans subject to approval. Equal Housing Lender.