5 ★★★★★
Dec 01, 2025
Chris is fantastic. He ensures that you get the best possible loan
on the property you’re wanting to buy. He’s your ally in the mortgage
process from start to finish…
I help homebuyers, veterans, move-up families, investors, and agents build a plan first—then choose the right loan. No pressure, no jargon, just numbers and options you can actually understand.
We’ll look at payment comfort, down payment, credit, and timelines together. From there, we’ll decide if now is the right time—or what to fix first.
Who I work with
Every borrower deserves a tailored plan—not a one-size-fits-all quote. Here are the clients I serve most often:
Leverage your VA benefits the right way—zero down options, funding fee strategy, and long-term planning.
From “Can we afford this?” to closing day, we’ll map payment comfort, down payment, and timeline together.
DSCR, conventional, and equity strategies to turn your properties into a long-term wealth plan.
Clear communication, reliable pre-approvals, and tools to help you protect your pipeline and win offers.
Start here
Whether you’re just curious or ready to write offers, you don’t have to figure this out alone. Pick one of these options and we’ll take the next step together.
Loan options
Once we understand your numbers and goals, we’ll decide which loan structure fits best— not just for today, but for the next few years.
Everyday workhorses for first-time and move-up buyers, including low-down and zero-down options.
For higher-priced homes or tapping equity without resetting your first mortgage.
For renovations, investors, and self-employed borrowers who don’t fit neatly inside the box.
Real feedback from buyers, homeowners, and agents.
Local, on-the-ground insight
Markets shift, but the basics don’t: payment comfort, time in the home, and long-term strategy. We’ll apply those same principles whether you’re in Denver, Dallas, or anywhere in between.
Wherever you are in CO or TX, the process stays simple: ask your questions, build a plan, choose the right loan, and keep revisiting the numbers as life changes.
Money, Made Human Weekly
Short, practical notes on mortgages, equity, and planning—written for real people, not Wall Street. No fluff, no spam.
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Information on this site is for educational purposes only and is not a commitment to lend. Programs, rates, and terms are subject to change without notice. Eligibility, underwriting, and documentation requirements vary by lender, investor, and location. All loans subject to credit and collateral approval. All loans subject to approval. Equal Housing Lender.